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Lending

Liberty Bank of Maryland offers a wide array of residential lending products to met your lending needs. Our lending territory includes Baltimore city as well as and Anne Arundel, Baltimore, Carroll, Harford and Howard counties. In addition to the the following loan products Liberty Bank of Maryland provides commercial real estate as well as land acquisition and development loans. Call Thomas E. O'Neill NMLS # 790826 at (410) 752- 3070 or (800) 700- 3876 to discuss your options.

Purchase Money Or Refinance of  Primary, Vacation, or Investment Property

  • Fixed Interest Rate ( 5,7, 10, 15, 20, or 30 Year Term)
  • Adjustable Interest Rate ( 1/1, 3/1, 5/1, 7/1 Adjustments with 30 Year Term)
  • Conforming and Jumbo Loans Programs
  • Loans over 80.00% Loan to Value require PMI Insurance

Fixed Interest Rate Second Liens

  • 7, 10, 15 Year Term
  • $20,000.00 - $100,000.00 Loan Amount
  • Primary residence only
  • 80.00 % Maximum Combined Loan to Value
  • No Closing Costs

Home Equity Line Of Credit

  • Interest Rate equals the Wall Street Journal Prime Lending Rate minus of one percent
  • 15 Year Term ( 10 Year Draw Period, 5 Year Repayment Period)
  • $20,000.00 - $ 100,000. 00 Loan Amounts
  • Primary residence only
  • 80.00% Maximum Combined Loan to Value
  • No Closing Costs

Construction/ Permanent Financing

  • Construction draw period 6, 9, 12 Months
  • Interest only payments on draws during Construction
  • Permanent Interest Rate locked in at time of application
  • Conforming and Jumbo Loan Programs
  • One time loan closing

Lot Loans

  • Building lots only
  • 75.00% maximum Loan to Value
  • 5, 7, 10 Year Term
  • Fixed Interest Rate
  • Conforming & Jumbo Loan Amounts

CLICK HERE TO SEE OUR RATES




NMLS # 709735